Knowledge quiz

first, decoration can be resolved by these consumer loans to buy a car?
1, credit card spending, in addition to the traditional bank loans, customers credit card on hand, it is reasonable to use credit cards solve the consumption problem.
2, auto or mortgage loan if you are spending the money needed more name on the vehicle can also be used as collateral to apply for auto mortgage, the loan amount can be as high as vehicle appraised value of 90%, but this kind of loan can only look for regular loan companies, banks will not accept, because large losses, depreciation.

Second, in these three cases, early mortgage payments the most cost-effective? At an early
2
1, repayment term, interest rate for loans floating standard
3, want to live a debt-free life